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Head Office Qld
Suite 28 Level 4
Hyper Centre
50-56 Sanders Street
Upper Mt Gravatt Qld 4122
 
T: 1300 886 724
F: 1300 886 725
 
PO Box 6714
Upper Mt Gravatt Q 4122
 
 
 
 
 
info@360degreefinance.com.au

Investment Loans

Even though your investment home loan can be used for any type of investment, it is commonly used to purchase an investment property.  The technique often involves using the equity that you have already in your own home.  The amount of equity you have is worked out taking what you owe on your home away from what it is worth.

Line of credit or revolving line of credit loans can be an efficient way to take advantage of investment opportunities as they arise.  Choose well and they can be a flexible product, allowing you to draw on funds as you need to. 

These types of loans will almost always be at an interest rate which is lower than a personal loan.  Plus, you now have options from different lenders where very little detail is required regarding what you intend to do with the funds, provided you have the ability to repay the loan.

Your investment home loan can be what is referred to as a “full-doc”, “low-doc” or “no-doc” depending on your circumstances.  Every lender and each loan product will have fees that are payable in one way or the other which makes using a broker a key part of your investment decision making.  We understand the lenders, we know their products and we know what’s important to the lenders and what’s not.  We can work through the options with you, maximise the use of your assets if appropriate, and if you're purchasing a property for the first time, or looking to add to your portfolio, trying to decide whether you buy your property in your own name or set up a trust, or maybe you’re confused as to how to structure your next purchase against your self-employed income, we have the experience to help.

Click here to see some of the the structuring options that are available.

Making the correct decision can be the difference between success and stress! 

Make your next decision based on these points:

  • Are you time-poor and need someone with experience and knowledge to do the legwork (and the paperwork!) for you?
  • Are you self-employed, have equity, and you are ready to take the next step?
  • Have you been to your accountant, your solicitor, your financial planner, your real estate agent and your best mate too, and they all have a different opinion as to what’s best?

Why choose us ….

Our Mortgage Broking skills offer you expertise in finance and helping you select the lender and the loan product that is best for your circumstances – importantly now but equally important is this choice must work for you in the future. 

 

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The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, 360 Degree Wealth Services will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.
Our Australian Financial Services Licence is provided by Wealthsure Financial Services Pty Ltd (AFSL No: 326450) the WealthSure Financial Services Pty Ltd AFSL applies to financial products only. Please note finance broking, mortgage broking, home loans are not considered to be financial products.
FAST operates an Australian Credit licence as BLSSA Pty Ltd (Australian Credit licence No.391237).
Shane Duff is an Authorised Credit Representative (CR No. 399376) of BLSSA Pty Ltd (Australian Credit licence No.391237).
Quang Tran is an Authorised Credit Representative (CR No. 397665)of BLSSA Pty Ltd (Australian Credit licence No.391237) .